The Solution: E-Consortium

Co-Origination & Co-Lending

Risk Mitigation
Joint credit assessment and optimum ticket size.
New Age Approach
E-Factoring and Digital Lending
Eco-System Lending
Complement v/s Compete to achieve competitive edge
Diverse Portfolio
Comprising of various Sectors, Locations. Tenure, Ticket size, etc.

More Details

  • Co-Lending financiers funding at the transaction level of reputed corporates by way of e-Factoring.
  • Mitigate risk by joint credit assessment and small ticket size loans with a large underlying security.
  • Financiers can co-lend with defined timelines ranging between 30-120 days and have complete visibility on cash flow.
  • Repayment backed by undertaking from the corporate provided to the platform.
  • A hassle free digital experience to lend from the comfort of your home or office.
  • Lend with the knowledge that cutting edge technologies like block chain, Artificial Intelligence and Machine Learning is being used to safeguard your interests.
  • Access to detailed reporting for every transaction and also consolidated reports to track your portfolio.
  • Co-lending model ensures that you enjoy better deals as multiple lenders are sourcing leads along side each other.
  • Legally binding contracts for every transaction made on the platform with responsibilities clearly defined for all stakeholders.

How It Works?

 

Step 1
Investors sign up on Tradefundz by submitting their basic KYC documents like PAN and Aadhar card details.

 

Step 2
Investor signs a service level agreement with the platform and the account gets activated.

 

Step 3
Platform opens Escrow/Nodal account of the investor.

 

Step 4
Investor can view various deals published on the platform.

 

Step 5
Investors transfers funds to their escrow accounts to buy the deals which they like.

 

Step 6
Investors can keep a track of his investments anytime from anywhere till repayment.

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How do I create my account on Tradefundz?

You can sign up using your email address and submit the basic KYC documents. A service level agreement needs to be signed before you can start investing in the deals listed on Tradefundz. A Relationship Manager will guide you through the process.

Is there any minimum investment amount?

The minimum investment amount is INR 3 Lacs.

What kind of returns can I expect on my investment?

You can expect returns in the range of 12-18% per annum.

Are there fixed returns on my investments?

No, you can see the deals which are published and can invest in the ones which you like. You can choose to invest in multiple deals to generate higher returns.

What will be the time duration of my investment?

The time duration will depend on the maturity period of the deal. However, most of the deals will range between 30-120 days.

Is my investment risk free?

As we take all precautions before publishing, there are some risks associated with the investment.

How do I diversify my portfolio?

We recommend that you can invest into multiple deals to diversify your portfolio and minimise the risk.

Do I have to invest the entire invoice amount?

It’s a crowd funding model and you do not have to invest the entire amount. You can invest a part and your exposure will be limited to your investment.

What are the Risk Management practices of Tradefundz?

We have a strong credit assessment process before we onboard the vendors and their customers on the platform.

  1. We do complete credit assessment by analysing the financial health of the vendors. We have a proprietary scoring model which is used to do a 360 degree assessment about the history, current standing and future projections of the vendors.
  2. There is a complete verification process of every invoice which gets listed on the platform. It is also secured by an undertaking from the customers and is a legally enforceable contract.
  3. As its backed by the security of the underlying invoice, we can initiate legal proceedings in case of a default.

Why We’re The Most Awesome Business Funding Company Around

“Tradefundz is simply a great platform to invest. It’s a fabulous way to invest especially when I know the timelines and returns beforehand. My money works for me exactly the way I want it.”

Mr. Vaibhav Patil